Document recency

Validity of a Swiss debt-register extract

There is no single validity period for every use. Always check how recent the receiving organisation requires the extract to be.

Check the recipient requirement

Landlords, employers, banks and counterparties may set different recency rules. Ask before ordering if the requirement is not stated in the application or contract.

  • Do not assume a universal three-month rule
  • Check the issue date
  • Keep the recipient’s stated requirement

When a new extract may help

A new extract may be appropriate when a recipient requests a more recent document, time has passed, or another district must be covered. It does not automatically replace extracts from previous districts.

Operational messages and reminders

Operational order communications remain separate from marketing preferences. Ordering does not create a private credit profile.

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